Capital, pooled. Futures, funded.
The HER Sacco is a women-led savings and credit cooperative. We save together, lend to one another at fair rates, and share in the dividends. Membership is open to every woman in HER.
Start with shares
Join with a one-time registration of UGX 20,000 and a share purchase of UGX 50,000, then continue saving at your pace.
Borrow at favourable rates
Access credit for business, education, or family at favourable rates set by your credit history within the Sacco — underwritten by the trust of women.
Asset financing
Finance the tools of your trade — equipment, vehicles, inventory, property — through the Sacco, repaid on terms that fit your cash flow.
Dividends & a vote
Annual profits return to members. One member, one voice — the Sacco is governed by the women who built it.
Join the Sacco.
One-time registration of UGX 20,000 and a share purchase of UGX 50,000. Members borrow at favourable rates based on their credit history with the Sacco, and qualify for asset financing. Open to women 18 and over.
To join, please prepare:
- • Registration fee: UGX 20,000
- • Initial share purchase: UGX 50,000